How to make money while on maternity leave – My top 5 ways to make 1000s.

Make money online in the UK.

So you are on maternity leave and you are receiving statutory maternity pay. In the UK this is 90% of your average weekly earnings for 6 weeks and then £145.18 for the remaining 33 weeks (2018 figures). After this you are on your own. What will you do?

With the cost of childcare so high, most new mums cannot afford to go back to work even if they wanted to. This was the predicament I was in after having my two children. If I went back to work full time and put my kids into nursery, I would take home hardly any money once the extorionate nursery fees were deducted. I didn’t want to leave them at such a young age anyway, so I started to wonder if there was something else I could do.

How to stay at home and earn money?

I have always been very independant, especially when it came to supporting myself financially, and I found it very difficult to hand over the reins to my husband. Although I knew I had the hardest job in the world…..being mum of two young kids 24hrs a day, 365 days a year, I still wanted to feel like I was contributing in some way to our monthly income. I started doing some research looking into ways to earn money online from home and I felt swamped with all the information.

I surfed the net for months looking for easy ways to make money on the internet and I tried out all the usual suggestions on most ‘make money at home’ websites, such as answering questionaires or earn while you surf the net. I joined several websites where you answer questionaires e.g. opinion post, swagbucks and Toluna, but I didn’t earn very much at all and it was really tedious. I also attached Qmee to my web browser in the hope I could make money while I carried out my general activities online, but I just wasn’t making any money. I wanted to earn at least a few hundred pound a month and I wasn’t getting close to this using these methods.

After about 3 months of research I found 5 legitimate ways to make money online and I will share them with you.

My top 5 legitimate ways to earn money online:

These are my top 5 ways to make money as a stay at home mom. I have tried all 5 from the list and can honestly recommend each one as a way to make a monthly income.

1. Wealthy Affiliate – My number one way to make money online at home.

Ever dreamt of owning your own online business and working from home? Well while you are on maternity leave, you are in a prime position to start making that dream a reality.

Ever heard of affiliate marketing? I hadn’t until I started researching how to set up an online business. Most people make money online by setting up a website/blog to help people out within a certain niche market. Your niche could be anything you like e.g. pet products, cookery books, holiday destinations, hair products, dieting tips. There are literally millions of niches out there to chose from. Once you have set up your website, written some useful content and started to gain traffic/visitors, your site will move up the rankings in search engines such as Google/Bing and Yahoo. When a website is ranked higher up in the search engine results, the website gains more traffic and gains authority in that particular niche resulting in more visitors.

Once your website has daily traffic and people are reading your content, you can begin to advertise and recommend products e.g. from Amazon or ebay. If someone clicks on a link from you page through to the website and buys something, then you get a commission. The customer does not even need to buy the product you are advertising. As long as they click through to the site from your affiliate link, you gain a commission from whatever they buy.

Sounded pretty straight forward to me but I didn’t have a clue where to start and had no idea how to set up a website, never mind buy a domain name and attach affiliate links to my posts/page to start earning cash. It was then that I started to look into training programs to help me set up my very own website and online business.

I did a lot of reasearch and over several weeks I found a few companies that looked promising, but after reading customer reviews, there were too many negative experiences and the monthly fees were too high. I wanted to spend as little as possible to get started and I almost gave up on the idea.

While at a local baby/toddler group with my two kids, I got to speaking to one of the other mums and she told me she had an online business selling shoes. She told me she was an affiliate marketer and although she was only earning a few hundred pound a month, she had only been doing it for 5 months. Her business was expanding every week with increasing numbers of visitors and customers to her website. When I asked her for some advice on how to get started, she told me about the affiliate marketing platform she uses – Wealthy Affiliate.

Sign up here for free with just an email address.

When I got home I started to do some research into this company I had never heard of before called Wealthy Affiliate! I started to read review after review and there were so many people praising this platform as they were able to set up their own website and earn a great monthly income. I read how Wealthy Affiliate can teach you to set up an online business from scratch with no previous experience necessary. Not only this, but they let you set up 2 websites free of charge.

Members are earning £1000s a month and there are 100s of success stories. Members are quiting their day jobs, travelling the world and earning real money at home from their computer. Sounds too good to be true? You can try it for yourself for Free. 

The FREE Membership – $0

When you sign up to Wealthy Affiliate, you are automatically enrolled onto their free membership plan. You do not need to enter card details and you can get started with just an email address. The free membership is very good and you can learn  how to set up a website and make money from it. They give you free access to Word Press (an online website creation tool) and you can chose a website theme and get started writing content on your very own website. You can set up 2 free websites that you can develop while you complete the entry level course which is a step by step guide containing 10 lessons. You can remain as a free member for as long as you like.

The free membership package is designed to show you what is available for you at Wealthy Affiliate before investing any money. Unfortunately you do not get all the lessons and training that Wealthy Affiliate has to offer with the free membership but it is a great way to see if you really want to set up an online business. Setting up your own website takes dedication and hard work but once you start to achieve results, you won’t look back. If you try it out and like it then there is the option to upgrade to the premium package which I will discuss below.


Wealthy Affiliate Free vs Premium package

As I mentioned above, you can remain a free member for as long as you wish, but there will be some limitations. The real perk of using a platform such as Wealthy Affiliate is not only the training, but the community of over 100,000 members that are at your disposal. You can ask members to visit your site, read your content, give feedback and write a positive comment on your posts. All of this gets you ranked higher in google/bing and yahoo. You can talk freely with other members, ask questions, follow members, read 100s of success stories and send private messages. There is also a 24hr live chat option which always has someone who can answer any questions quickly and proves extremely useful.


What training is available?

When going premium, all levels of training will be available to you including a 50 lesson ‘Online Entrepreneur Certification’ course and a 70 lesson ‘Affiliate Bootcamp’ course. You are shown countless ways to improve your rankings in search engines to gain more visitors, and you can monitor visitor numbers using a free analytical program. There is also a free research program incorporated into the software which you have unlimited access to. It is called Jaxxy and it helps you to come up with low competition keywords for your site that are searched for often. This is a great way to gain authority within your niche and you will get ranked higher by search engines. You also get access to 100s of training videos which make things a lot more easy to follow and understand.

So how much does it all cost?

A lot less than you may think for your very own online business. As stated above, the free membership is designed to show you what Wealthy Affiate is all about and it will help you to decide if you want to commit yourself fully to the training and your online career. If you decide to upgrade to premium, your first month will set you back just $19.99 for 30 days (£15.30 or €17.20). That is better than half price. You can try out all that Wealthy Affiliate has to offer for 30 days at just 50p a day.

Premium Membership – $19.99 for the first month, then $49  per month thereafter. Cancel anytime hassle free.

After the first month, the subscription increases to just – $49 (£38 or €43) which you will soon see is an absolute bargain with the amounts of tools, training and support you receive. You can also cancel anytime from within your account. There is no need to call or email them. You can leave whenever you want. It is that straightforward. Wealthy Affiliate is my number one way to make money online at home while on maternity leave.

Sign up for free today here.


2. How to make money from matched betting.

Firstly, I have never been a gambler and I had not placed a single bet before I started matched betting. Secondly, it is  extremely easy once you have done it a few times and you can earn £100s in risk free, tax free cash. If you are not into sports or gambling on sports, please do not let this put you off. We are not gambling money here. We are just taking advantage of the offers betting sites run to attract new customers.

Free Bet anyone?

Most online bookies or betting sites offer promotions to new customers to encourage them to sign up. This usually involves offering free bets (eg, “deposit and bet £30 and we give you a free £30 bet”). Sounds a bit risky as your initial £30 may be lost? Be assured that there is no risk involved if the steps are followed correctly.

With matched betting we place 2 separate bets in a strategic way so we cover all outcomes of an event (e.g. Win, lose or draw in a football game). We may lose a few pound on our initial qualifying bet, but we can extract around 60-70% of the free bet as tax free cash so can make a good profit.

Guaranteed profit!!!

So in the example above, ”bet £30, and get a £30 free bet”, we may lose £2-3 of our initial £30 we have deposited and bet with. This is no big deal as we can extract around £20-£25 of the £30 free bet given to us by the bookie. We are therefore up £18 – £23. It is that simple.

You can read reviews on trustworthy websites like the ‘Betfair’, ‘Money saving expert‘ and the ‘Guardian newspaper‘. I used a matched betting service called Profit Accumulator who provide you with a step by step guide on how to earn up to £45 from just two sign up offers free of charge! It you enjoy using their service and want to earn more, you can sign up to their monthly subscription for just £17.99 a month. I made over £600 in one month using their matched betting service  and I am also earning money each month from reload and online casino offers including £100 in 2 days during the World cup.

For more information check out my post on ‘Matched betting for Dummies” or click here to go to Profit Accumulator’s home page . What are you waiting for?

3. What is arbitrage sports betting? and how much can I earn.

So I have covered matched betting, but what is arbitrage betting? Once I’d used up all my free sign up offers given to new customers at each bookie, I started to look into other ways I could make tax free cash from sports betting. I wanted it to be risk free once again as I am not a gambler. It was then that I found arbitrage betting.

Arbitrage betting has been around for many years and is completley legal. In simple terms, you are covering all outcomes in an event to make a profit no matter who wins. Arbitrage betting is also known as Surebets or Arbitrage Trading. A ”sure bet” comes about when different bookies disagree on the odds for the same market.

To find a sure bet you will need some arbitrage betting software to help you and this comes at a price. It is big business and there are several big players in the sure bet software market. I tried a few of these but it was all so complicated with all the handicaps and different abbreviations for the different markets and it almost put me off. It was far too complicared for someone with as little betting experience as me.

I was thankfully recommended a company called ‘Betslayer‘ on an online betting forum and I signed up for their  Free 7 day trial and loved it. Betslayer is cheaper than other arbitrage betting software at just £49 per month for their gold package and it is so simple to use. You can access the software online with no software download needed and there is tons info on their website to help you get going. The owner of ‘Betslayer‘ is called Max and he is always on hand to answer any questions and there is a great online community that you can compare notes with

Arbitrage betting is ever green and opportunities come up daily for you to take advantage of. You can make a few pound off each sure bet, so if you place 10 bets a day that could make you £20-30 a day,every day for literally an hours work. That soon adds up to £600-£900 of tax free cash each month, every month.

You can see a short video on the Betslayer website by clicking here or you can start your free trail by clicking the link below.

Betslayer free trial

4. Social Trading with eToro trading platform.

Ever thought about buying stocks and shares in big companies like Google or Amazon but didn’t know where to start? Well now trading is at your finger tips with online brokers such as eToro. With trading you need to think of it as a long term investement as you are not going to be making an income from this every month. You need to invest money to make money over a long time period, so never invest more than you can afford to lose. I had a dabble in trading a few months ago and although I made a bit (one trade made me 60 dollars in 10 minutes from a 100 dollar investement in netflix), I was also very silly and lost what I made very quickly.

Those in the industry call it the ’90/90/90 rule of trading’ i.e. 90% of people will lose 90% of their investement in 90 days. This is because they do not research properly before they start to trade. I learnt my lesson very quickly the hard way, but trading is a long term investement and I am confident I can make back the money I lost. I would advise at this moment in time to steer clear of cryto currencies and stocks as there seems to be on a downward trend in recent months and a lot of people are losing a lot of money. Usually if Donald Trump sends out a stupid tweet, US stocks plummet and UK, European and Asian stock markets usually follow suit. When the US sneezes, the whole world catches a cold as they say. Foreign exchange and commodities seem to be the best way to ride out the Trump storm.

The great thing about eToro’s social trading platform is that you can open a free account and start trading virtually with virual money. This way you can open trades without risking your own hard earned cash and see how you go. It doesn’t cost anything and you have around 1 million dollars to mess around with. If it actually really fun and you should do this for at least 6 months before using real money. I cannot stress this enough especially of you have no previous exerience.

Alternatively, you can copy people that are experienced traders. Every trade they open, you open the same (as a % of your investement) and when they take profit, you do to. You can also copy people on a virtual account to see how much money you can make from investing in them. Traders who are copied have to obide by certain rules so they can’t do anything silly with your money and they mostly keep risk to a minimum.

I followed a few foreign exchange traders (Forex traders) and stock traders for a while now and I have settled on a few to copy in my virtual account first and I am doing ok. I would definitely recommend using the virtual account for a few months before copy trading with real money. I cannot stress this enough.

Below I have given my top 4 traders to copy as they have many years of experience and keep risk to a minimim. There are literally 1000s of people you can copy however so play around with you copy trades in the virtual account risk free. You can see traders statistics and monthly/yearly earnings on their profile page and many have their own websites as well giving more information about how they trade and what analysis tools they use. You should find someone that is consistently earning every year and has more good months than bad. Preferably someone that has been trading for a good few years.

Stock traders:

MrThor3374 – Thomas Barson – he has made around 60% on his investement in the last 12 months and has a very diverse portfolio of stocks, currencies and commodities.

DavidGiles – David Andrew Giles – he has made around 33% on his investement in the last 12 months and has 3 yrs of steady results. He focuses on stocks and crypto currencies.

Forex Traders:

goodgoing – Wayne Ryan – This guy is brilliant. He made around 23% on his investement in the last 12 months and has had over 25yrs of experience trading currencies. I trust this guy knows what he is doing and as he doesn’t touch crypto currencies or stocks, he can would be a great addition to your portfolio.

big-profits – Enmanuel De Jesus Bautista Lopez – he has made around 16.44% on his investement in the last 12 months and usually has 60% of his investement in currencies.

Why not open a free account here and give it a go using their virtual account.

5. Making and selling things on ebay.

This was my first online venture and I did quite well as I had the time when I initially went on maternity leave. Being heavily pregnant and then having a newborn to look after can be quite boring and lonely at times as they sleep quite alot. I took it upon myself to try and stay busy. As I am quite artistic I tried my hand at a making/producing unique items and selling them at a profit on ebay.

The first thing I tried was painting peoples pets and celebrities in a pop art style. A customer would send me a photo through ebay and I would reproduce it on a canvas using acrylic paints. I really enjoyed this but it was very time consuming.

I then started making pebble art pictures which I would sell these on ebay. This proved very successful and the pictures where very quick to make and sold very well around fathers day, mothers day and Christmas.

I then decided to hand make gem art pictures which did not do so well. They took a long time to make and unfortunately were a big flop.

My final venture was to make rustic signs for outdoor weddings. These proved very successful but once I had my son I couldn’t find the time to carry on with them.

I know lots of ladies who do very well from knitting baby clothes and blankets in their spare time. They just sit and watch TV or watch their kids playing in the garden and knit.

When you are making something to sell online, you need to come up with an idea that people will like, but that does not take a lot of time to do. Even if something sells really well, if it takes you hours to make then your hourly wage is stretched thinner and thinner.











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